Subscription Cost Calculator
See the true long-term cost of monthly subscriptions — streaming, software, gym, news or any recurring fee. Enter your monthly total and years to chart the cumulative spend.
How to use this tool
- Enter total monthly subscriptions and years in the fields above.
- Results update instantly as you type — or click Calculate.
- Read your annual cost and the full breakdown beneath it.
Subscription creep is real — streaming, music, cloud storage, software and news add up fast. Most people underestimate their monthly total by 30–50%. This calculator shows what you'll spend over the coming years if your subscriptions stay the same.
Frequently asked questions
- How do I find all my subscriptions?
- Check your credit card statements and bank account for recurring charges. Many banks now group these automatically, or you can use apps like Rocket Money.
- What if prices increase?
- Subscription services typically raise prices 5–15% per year. This tool uses today's price; the actual total will likely be higher.