Subscription Annual Cost Calculator
See the true annual cost of your monthly subscriptions. Add up multiple services to find your total subscription spend.
How to use this tool
- Enter the monthly cost of a typical subscription.
- Enter how many subscriptions you have at that price.
- See monthly and annual totals.
- For mixed prices, run the calculator once per price tier and add totals.
Tally up the real annual cost of your subscriptions — streaming, software, gym, and more.
Formula
Annual cost per subscription = monthly_cost × 12
Monthly total (all subscriptions) = monthly_cost × number_of_subscriptions
Annual total (all subscriptions) = monthly_total × 12
How it works
This calculator multiplies a single monthly subscription price by 12 to find the annual cost for one service, then scales by the number of subscriptions to reveal the combined monthly and yearly spend. It assumes all subscriptions carry the same monthly price; if prices differ, each should be entered separately and totals summed. The calculation does not account for annual billing discounts or free trials.
Worked example
Worked example
- Monthly cost per subscription = $15, Number of subscriptions = 5
- Annual cost per subscription = $15 × 12 = $180
- Monthly total (all 5) = $15 × 5 = $75
- Annual total (all 5) = $75 × 12 = $900
Annual cost (each): $180 | Monthly total: $75 | Annual total: $900
Key terms
- Subscription fatigue
- The financial and cognitive burden that builds up when a consumer accumulates many recurring subscription services, often losing track of the total monthly spend.
- Recurring cost
- A charge that repeats at regular intervals (weekly, monthly, annually) for continued access to a product or service.
- Annual billing
- A payment option where a full year is charged upfront, often at a discounted rate compared to paying month-by-month.
- Monthly total
- The combined cost of all subscriptions in a single calendar month, useful for budgeting recurring expenses.
Frequently asked questions
- How much do subscriptions cost per year?
- Five $15/month subscriptions add up to $900 per year — it's easy to lose track of recurring charges. This calculator makes the yearly figure visible.